Conduitt vs Xero Invoicing: Detailed Comparison for 2026
Xero is a cloud accounting platform used by millions of small businesses, particularly in the UK, Australia, and New Zealand. It handles everything from bank reconciliation to payroll to inventory, and invoicing is one module within that suite. For businesses that need accounting and invoicing in one system, Xero delivers.
Conduitt is a focused invoicing and collections platform. It doesn't do bank reconciliation, payroll, or inventory management. It handles invoice creation, delivery, collaboration, follow-up, and payment context in one workflow.
Accounting suite vs. invoicing platform
This is the main distinction. Xero gives you a complete accounting system where invoicing is one capability among many. Conduitt gives you a focused invoicing and collections workflow that can pass data to accounting tools through exports or the REST API. Native Xero sync is planned.
If you need double-entry bookkeeping and bank feeds alongside invoicing, Xero covers both. If your day-to-day work revolves around creating, sending, and collecting on invoices, and you find yourself switching between Xero, email, and Slack to manage that process, Conduitt consolidates the invoicing workflow.
Pricing
Pricing below reflects published US list prices on July 11, 2026, before temporary discounts. Check the Xero pricing page for current offers.
| | Conduitt | Xero | |---|---|---| | Starting price | Pro plan | $25/mo (Early) | | Mid-tier | Team plan | $55/mo (Growing) | | Upper tier | Business plan | $90/mo (Established) | | Invoice limits | Unlimited on all plans | 20 invoices/mo on Early | | User pricing | Included in plan | Included, varies by region | | Bank reconciliation | No (use Xero for this) | Yes | | Dunning workflows | Included | Not available | | Payroll | No | Available in some regions |
Xero's Early plan limits you to 20 invoices per month. For businesses that send more than that, you need Growing or Established. Conduitt doesn't cap invoice volume on any listed plan.
Ease of use
Xero's interface is designed for accounting professionals and business owners who handle their own books. The invoicing section is straightforward, but it sits within a larger application with bank feeds, chart of accounts, fixed assets, and reporting modules. If you only use invoicing, the surrounding complexity adds noise.
Conduitt's interface is built around an inbox model. Invoices, client communications, and team discussions appear in a single workspace. There's no chart of accounts or bank reconciliation screen because those features don't exist in the product. The result is a faster workflow for people whose job is sending and collecting on invoices.
Xero provides mobile apps for accounting and invoicing. Conduitt's customer-facing workflow is available through its web and desktop surfaces.
Invoice features
Xero handles standard invoicing well. You can create invoices with line items, apply taxes, set payment terms, and add your branding. Templates are functional but offer limited customization -- you can change colors and add a logo, but layout control is minimal.
Conduitt goes deeper on invoice customization. The template editor supports brand colors, typography, layout choices, and rich text descriptions on line items. Multiple templates let you use different designs for different client types. Batch invoicing generates invoices in bulk from client lists.
| Feature | Conduitt | Xero | |---|---|---| | Custom templates | Full editor with branding | Basic color and logo | | Multiple templates | Yes | Limited | | Rich text descriptions | Yes | No | | Batch invoicing | Yes | No | | Recurring invoices | Yes | Yes | | Multi-currency | Invoice-level currency support | Yes | | Partial payments | Yes | Yes | | Credit notes | Yes | Yes | | Invoice review handoff | Yes | Yes (on higher plans) | | Quote to invoice conversion | Yes | Yes |
Team collaboration
Xero supports multiple users with role-based permissions. Team members can access different sections of the accounting system based on their role. For invoicing, this means different people can create, approve, and send invoices. Xero's History and Notes feature logs changes to invoices, but real-time collaboration on a specific invoice isn't part of the product.
Conduitt treats collaboration as a core feature. Each invoice has a threaded conversation where team members can discuss the account. When a client replies to an invoice email, the reply appears in the same thread alongside internal notes and team discussions. Review handoffs route invoices through configurable review steps before sending. RBAC controls are granular -- you can define exactly which actions each role can perform.
| Feature | Conduitt | Xero | |---|---|---| | Team workspaces | Yes | Yes | | Role-based access | Granular RBAC | Standard roles | | Invoice-level threads | Yes | No | | Review handoffs | Configurable multi-step | Basic approval (higher plans) | | Internal notes | Threaded per invoice | History log | | Client reply integration | Yes | No | | Audit logs | Yes | Higher plans | | SSO/SAML | Yes | Plan-dependent |
Automation and dunning
Xero sends invoice reminders. You can set up automatic reminders at intervals after the due date. The reminders use email and a standard template. For most businesses, this handles the basic "your invoice is overdue" notification.
Conduitt's dunning engine is built for teams that need structured collection processes. Multi-step workflows define what happens at each stage of a delinquent account: reminder emails, firmer follow-ups, phone call tasks, escalation to a manager, or formal collections notices. Each step has its own template, timing, and channel. The system tracks whether the client opened the email, clicked a link, or viewed the invoice through the portal.
Quiet hours prevent messages from going out at inappropriate times. CAN-SPAM compliance is automatic. You can create different dunning workflows for different client segments or invoice amounts.
| Feature | Conduitt | Xero | |---|---|---| | Payment reminders | Multi-step, multi-channel | Email, scheduled | | Dunning workflows | Escalation engine | Not available | | Email tracking | Opens, bounces, clicks | Not available | | Portal view tracking | Yes | Not available | | Quiet hours | Built in | Not available | | CAN-SPAM compliance | Automatic | Not available | | Segment-based workflows | Yes | Not available | | Custom escalation rules | Yes | Not available |
API and developer tools
Xero has a mature API designed primarily for accounting integrations. It covers contacts, invoices, bank transactions, reports, and more. OAuth 2.0 authentication is required. The API is well documented and supports a large network of third-party apps.
Conduitt's public REST API is designed around documented invoicing resources such as clients, invoices, payments, products, recurring records, and sequences. Official SDK packages and customer-managed webhook subscriptions are not published in the public docs yet, so integrations should use direct HTTPS requests today.
| Feature | Conduitt | Xero | |---|---|---| | REST API | Public invoicing resources | Broad accounting coverage | | SDKs | Not published as an official suite | Multiple languages | | Webhooks | Connected-service webhooks; customer-managed subscriptions not public | Invoice and payment | | Authentication | API keys | OAuth 2.0 | | Developer network | Focused on documented invoice resources | Large and established |
Xero's API coverage is broader because it covers the full accounting stack. Conduitt's public API focuses on documented invoicing operations.
Integrations
Xero has a large app marketplace across payments, banking, CRM, inventory, e-commerce, and HR.
Conduitt connects to Stripe today and supports exports or REST API handoffs for accounting workflows. Native Xero and QuickBooks sync, PayPal, GoCardless, and broader communication connectors are coming soon.
Reporting
Xero provides full financial reporting: profit and loss, balance sheet, aged receivables, bank reconciliation reports, budget vs. actuals, and more. These reports serve accountants and business owners who need a full financial picture.
Conduitt reports on invoice operations: collection rates, average days to payment, follow-up performance, delivery results, team activity, and aging breakdowns. These metrics help AR and finance operations teams see where collection work is getting stuck.
| Report type | Conduitt | Xero | |---|---|---| | Aged receivables | Yes | Yes | | Collection rate tracking | Yes | No | | Dunning conversion rates | Yes | No | | Delivery success rates | Yes | No | | Team performance | Yes | No | | Profit and loss | No | Yes | | Balance sheet | No | Yes | | Bank reconciliation | No | Yes | | Tax reports | No | Yes |
Where Xero is stronger
- Full accounting suite: Bank reconciliation, chart of accounts, financial reporting
- Tax compliance: VAT, GST, sales tax handling across many regions
- App marketplace: A large set of accounting and operations integrations
- Payroll: Available in select regions
- Inventory management: Track stock and cost of goods
- Accountant collaboration: Multi-org management, accountant-specific features
- Established track record: Millions of subscribers, strong presence in UK/AU/NZ
Where Conduitt is stronger
- Invoice collaboration: Threaded discussions and review handoffs at the invoice level
- Dunning and collections: Multi-step escalation engine with delivery tracking
- Developer path: documented REST resources for invoicing workflows, with official SDKs and customer-managed webhooks not public yet
- Delivery intelligence: Email open, bounce, click, and portal view tracking
- Custom email domains: DKIM/SPF verified sending from your domain
- Batch invoicing: High-volume invoice generation
- Focused experience: No accounting overhead when invoicing is the core task
Who should choose Xero
Choose Xero if you need a full accounting system and invoicing is one part of your financial operations. Xero is a strong choice for businesses that need bank reconciliation, tax reporting, and payroll alongside invoicing. It also has broad accountant and marketplace support across the UK, Australia, and New Zealand.
Who should choose Conduitt
Choose Conduitt if your primary workflow is invoicing and collecting payments, not accounting. If you have an AR team that spends time chasing overdue invoices, coordinating internally about client accounts, and needs visibility into whether clients are opening their invoices, Conduitt addresses those specific problems. You can pair Conduitt with Xero: use Conduitt for invoice follow-up and Xero for accounting, with exports or REST API handoffs until native sync is available.